Submission to the Australian Taxation Office (ATO) on draft tax ruling ATO TR 2010/D9 that considers the deductibility of premiums paid by a complying superannuation fund for an insurance policy providing total and permanent disability (TPD) cover in respect of its members.

We want to respectfully acknowledge the Traditional Owners and Custodians of these lands, seas, and waters throughout Australia. We pay our respects to Elders both past and present. We acknowledge the history, the resilience and the continual contributions of Aboriginal and Torres Strait Islander peoples of their Country.