Three of the super sector’s major representative bodies have urged the Australian Government to swiftly reform the law to stop perpetrators of family violence being able to claim their victim’s super.
The Super Members Council, the Association of Superannuation Funds of Australia and Women in Super have written to Assistant Treasurer Stephen Jones and other key Ministers asking them to reform super’s death benefit laws so a family violence perpetrator does not profit from their abuse.
Under existing laws, an abuser can receive a victim’s superannuation death benefit unless they are the direct cause of that person’s death.
This currently applies even if the perpetrator has been convicted of family violence offences, or in cases when there was systemic abuse which indirectly contributed to the cause of the victim’s death.
In a joint letter to the key Ministers, the superannuation peak bodies have proposed potential avenues of reform to the Assistant Treasurer and other key portfolio Ministers including:
— Expanding the Forfeiture Rule to family violence-related crimes. This law prevents murderers from inheriting their victim’s super.
— Investigate legislative reforms that would allow super funds to withhold death benefits in substantiated cases of family violence. Clear and robust evidence standards, judged by an independent body such as a court, would ensure procedural fairness and due process.
“Perpetrators should not profit from their crimes. It’s time to close this legal loophole to protect victims of family violence and financial abuse,” said Super Members Council CEO Misha Schubert.
“A perpetrator getting their victim’s super death benefit is an extension of the abuse, and the super sector has come together to call for urgent reform.”
Association of Superannuation Funds of Australia (ASFA) CEO Mary Delahunty said: “Our sector is unified in the belief that victims of family violence should not be further victimised through the misuse of the superannuation system.”
“The reforms we are calling for will be a critical step towards ensuring that people’s superannuation is protected and not used as a financial reward for perpetrators.”
“These reforms are about standing up for victims of family violence. We are committed to working with the Government to make these necessary changes to protect those who have been wronged, not those that have caused harm.”
Women in Super CEO Jo Kowalczyk said: “The proposed reforms are not just about preventing financial gain for perpetrators; they are about sending a clear message that Australia will not tolerate abuse in any form.”
“This is an opportunity for us as advocates and policy makers to work together to ensure super is not being used as a mechanism for financial abuse.”
For further information, please contact:
ASFA: Betty Belay, 0451 949 300, mediaunit@superannuation.asn.au
Super Members Council: James Dowling, 0429 437 851, jdowling@smcaustralia.com
Women in Super: Jo Kowalczyk, 0411 219 982, wis@womeninsuper.com.au
About ASFA
ASFA, the voice of super, is the peak policy, research and advocacy body for Australia’s superannuation industry. It is a not-for-profit, sector-neutral, and non-party political, national organisation. ASFA’s mission is to continuously improve the superannuation system, so all Australians can enjoy a comfortable and dignified retirement.
The opinions above are those of the author in their capacity as spokesperson for Super Members Council of Australia (SMC). SMC, the authors and all other persons involved in the preparation of this information are thereby not giving legal, financial or professional advice for individual persons or organisations.
